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EQUINE MEDICAL AND SURGICAL COVERAGESAEIG offers a range of options to reimburse veterinary expenses that arise as a result of accident, illness, or disease. These coverages are not available on a stand-alone basis but are designed to be added to a Full Mortality Policy.
Available at annual aggregate limits of $7,500, $10,000 or $15,000.
The horse’s insured value must be equal to or greater than the medical/surgical limit selected.
Deductible: $400 per condition claimed.
Diagnostics – A sub-limit of $2,500 per claim / $4,000 aggregate applies for your choice of diagnostic tests, including bloodwork, radiographs, ultrasound, MRI and bone scan.
Lameness Treatment - A sub-limit of $2,500 per claim / $4,000 aggregate applies for your choice of treatment, including surgery, stem-cell, PRP, IRAP, Tildren and shockwave therapy.
Navicular, arthritis, and DJD - are not automatically excluded in our medical/surgical plans.
EQUINE CATASTROPHIC ACCIDENT AND ILLNESSA great choice for the budget-conscious horse owner to cover colic, illness, and acute injury. This coverage is available for horses 30 days through age 20, regardless of insured value and has a $400 deductible. “Cat Med” is not intended to cover lameness diagnostics and treatment.
AEIG’s medical coverages are some of the best available in the marketplace. Medical/Surgical and Cat Med coverages include:
AEIG's full mortality policy
provides coverage for death as
a result of an injury, illness, or
humane destruction, and
includes loss or death as a
result of theft. Coverage
territory includes the
continental USA and Canada.
Premiums are based on the
horse's breed, age, and use.
AEIG's Full Mortality policies also include:
Mortality policies are available in all U.S. states except Alaska and Hawaii.
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